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The global financial woes that have led to UK bank Northern Rock’s troubles have stimulated the publishing of many moralistic articles such as that by Anthony Hilton in today’s London Evening Standard (“Blame out-of-control bonus system for City’s troubles”).

For readers, the root of the appeal of these attacks is a lack of understanding of how the finance industry works. The result is a high level of mistrust and a disassociation between customers of High Street banks (i.e. most of us) and the foundation of global industry – something that we all have a stake in. That, and the desire to apportion blame…

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September 2017
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